Best boats under $20,000

Best Boats Under $20,000

Written by Boatsetter Team
July 21, 2021

When it comes to the world of boating, $20,000 does not sound like a lot. But you would be surprised. $20,000 can go a long, long way. You can easily get yourself a runabout, fishing boat, or pontoon and, in many cases, still have some money left over. 

Keen to get out on the water but don’t know where to begin? Listed below are some of the most affordable boats for sale on the market today. All of them are new, however, used boats also offer an affordable alternative. Check out our guide to buying a used boat for more information.

One word of warning: be careful. When purchasing your boat, be sure to consider maintenance costs, storage fees, and maintenance costs. Most boats require additional purchases before you can hit the water that can add up to sizable sums of money – especially when they catch you off guard.

For more advice on avoiding these pesky fees and other costs, read our blog post here; it could save you a sizable chunk of cash.

Fishing Boats

Bass Tracker Classic XL 

Want to try your hand at catching a big one? Well, in freshwater or on the high seas, there are an array of fishing boats for you to enjoy.

The Bass Tracker Classic XL is one such example. Fitted with a Mercury 40 outboard engine, this $11,000 bad boy provides the horsepower you need to handle any freshwater environment confidently. It has two pedestal fishing seats, an innovative Lowrance Hook 3 fishfinder, and plenty of storage space for rods, baits, and tackle. Pretty good, right?

Dragonfly Marsh Hen MicroSkiff

For saltier waters, there is the Dragonfly Marsh Hen MicroSkiff. This sterling 15′ (4.5 meters) micro-skiff will allow you to get out there on the waves and spend some much-needed quality time fishing. It has a great build quality, comes in various colors, and boasts a built-in non-skid surface for optimum safety-all for a mere $13,000.

 More information can be found here.

Personal Watercrafts

Yamaha WaveRunner EXR

If fishing is not your style, no problem. Costing shy of $10,000, the Yamaha WaveRunner EXR is a real blast! Agile, light, and elegant, it is capable of reaching speeds over 50 MPH. Yes, you read that right 50 MPH. This power comes not only from Yamaha’s innovative Nano 2 system, which shaves 60 pounds of the overall weight. Its modified engine unit has a devilish 100 HP and 8,000 rpm rev limit.

Sea-Doo GTX

As sporty as it is elegant, the Sea-Doo GTX Limited 300 revolutionized the world of personal watercraft. Freshly released this year, the Sea-Doo provides a much-needed tech injection into this landmark range of boats. 

Costing $17,999, this model has a cutting edge 7.8″ panoramic display, enabling the pilot to see maps and weather, utilize vehicle-optimized smartphone apps, and select your favorite songs from the phone for blasting out of its beefy integrated stereo system.

Family boat

Bayliner Element E16

When choosing a family boat for under $20,000, you are spoiled with choices. There are thousands of high-quality models out there. Yet, best in class is the Bayliner Element E16 that comes in at the wallet gentle price of $15,299. 

Capable of carrying up to six people, this vessel offers fun for the whole family! To keep your loved ones safe and secure, it has high gunwales and a deep freeboard. The novel M-Hull offers steadfast stability, whatever the conditions.

There is also a swim platform with a ladder, ensuring easy access to the water. Ready to get splashing?


AB Inflatable Mares 11VSX

The AB Inflatable Mares 11VSX is above the $20,000 price mark coming in at $20,659. But those extra $659 are more than justifiable. This little beauty is a compact, rigid inflatable boat constructed of durable, high-quality materials. Key features include:

  • A handy removable seat.
  • Lightweight fiberglass console.
  • Ample space for stowing fishing gear and dive equipment.

This is a boat designed for easy maintenance, longevity, and, most of all, a good time.

Pontoon Boats

Bennington 28SF

If you are looking for a popular boat that combines luxury and affordability, stop reading now. The Bennington 208SF is for you.

Last but not least is the Bennington 208SF. This is a fantastic option if you are seeking a pontoon boat. It can seat up to 8 passengers comfortably across its spacious 20′ 4.5″ hull. However, this is at no expense to power and agility. The Bennington 208SF delivers a maximum horsepower of up to 70 and has a dry weight of 1,761 pounds. All of which is complemented by a myriad of features, including, but by no means limited to, comfortable seating, locking side doors, deep step ladder, and stainless steel materials.

Sun Tracker Party Barge 18 DLX

Want to bring your friends too? If you feel like impressing your friends, eight to be precise, then take a peek at the Sun Tracker Party Barge 18 DLX. Party by name, party by nature, this sociable boat costs only $17,995. Rail-mounted BBQ, Bluetooth-equipped stereo, soft cooler, and drop-down curtain. What’s not to love?

Oh, and with a 10+Life limited lifetime warranty, there is no need to worry about letting the lid off that party!


Sunfish Sailboats

Ditch the motor and feel the wind in your hair. This sunfish sailboat is a compact treat. Well suited to shorter voyages, this $5,000 vessel is ideal for you and a buddy. Whether you are a professional or still trying to find your feet on the waves, it is for you. It can even be mounted to your car for the perfect weekend break. 

Owning a boat does not have to be very expensive. For under $20,000 you can spend more time out on the water with your friends and family. 

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